If you’ve been in a minor car accident, you’re probably wondering: Do I really need a personal injury lawyer? It’s a fair question. Not every fender-bender turns into a legal case—but even “small” accidents can have big consequences.
Below are a few common scenarios where having a lawyer by your side can make all the difference.
1. The Insurance Company Offers a Lowball Settlement
Insurance companies are businesses—and their goal is to save money. That often means offering quick, low settlements that don’t fully cover your medical expenses, lost wages, or any long-term treatment needs. A personal injury attorney can evaluate your claim and negotiate for a settlement that actually reflects your damages.
2. You Have Delayed or Hidden Injuries
Injuries like whiplash, concussions, and soft tissue damage might not show symptoms right away. If you settle too quickly, you may be stuck with out-of-pocket expenses later. A lawyer can help you understand the full scope of your injuries before you accept any offer.
3. Liability Is Being Disputed
If the other driver is pointing fingers—or if the insurance company is denying liability—you need legal help. An experienced attorney can gather evidence, speak with witnesses, and work with experts to prove the other party was at fault.
4. The At-Fault Driver Is Uninsured or Underinsured
If the other driver has little or no insurance coverage, your only option may be to file a claim with your own insurance. These cases can get complicated fast. A lawyer can help navigate underinsured motorist (UIM) or uninsured motorist (UM) claims and make sure you’re not left paying the price.
So, Do You Really Need a Lawyer?
Maybe not for every accident. But if you’re dealing with injuries, confusing insurance policies, or a denied claim, hiring a personal injury attorney is one of the smartest things you can do.
At Hariri Law Group, we help clients across California get fair treatment—whether the accident was minor or major. Not sure where you stand? Schedule a free consultation today and let us help you figure it out.
📞 Call now or contact us online. You don’t pay unless we win.